Stablecoins have become the “default settlement layer for the internet,” surpassing traditional giants like Visa and Mastercard in on-chain transaction volume. Their dollar-pegged stability enables efficient, low-cost value transfers ideal for global transactions, outpacing legacy systems in blockchain-based activity.
This shift reflects stablecoins’ growing role in DeFi protocols, remittances, and e-commerce, where they offer faster settlement than traditional banking rails. Major financial infrastructure providers like Alchemy recognize their dominance in internet-native transactions, signaling a fundamental change in how value moves online.
The trend highlights blockchain’s disruptive potential in finance, with stablecoins bridging traditional and digital economies. As adoption grows, they could further displace conventional payment networks by combining cryptocurrency’s efficiency with fiat currency’s stability.
